2009 Fact Sheets about 4-H Insurance Coverage

BPL, the insurance broker 4‑H national, has updated the Fact Sheets about 4‑H insurance coverage.
 
Accidental Death & Dismemberment (ADD) Insurance Fact Sheet (pdf)
Commercial General Liability (CMP) Insurance Fact Sheet (pdf)
Directors & Officers (DO) Insurance Fact Sheet. (pdf)

Any incident involving 4-H should be reported promptly the Manitoba 4-H Council office (leave a voice message after hours). Generally, the Head Leader ensures this information is recorded, regardless of whether the incident seems minor and perhaps not requiring further follow-up. (Manitoba provincial office will forward forms to the national office as needed). An 'for your information' copy to your local MAFRI liaison is also a good idea.

For incidents with injury to people, complete and return to Manitoba 4-H Council office in Brandon: "Incident Report - CGL" (General liability) (PDF | DOC)

For incidents with damage to property, complete and return to Manitoba 4-H Council office in Brandon: "Incident Report - Prop" (Property) (PDF | DOC)

Watercraft Insurance

Following negotiations with the 4‑H national  Insurance Provider (BFL) coverage for the use of water craft has been approved coverage based on specific the following..
 
Liability limit has been established (with an equal annual aggregate limit) of $6,000,000 for owned and non-owned watercraft under 8m in length, subject to;

1) All persons are required to wear life jackets while in the watercraft.

2) All watercraft must contain;

• a bailer
• a buoyant throw / tow line
• a signalling device (i.e. whistle & flashlight).

Please note that Whitewater and Ocean Exposure are excluded.

As per last year, Council office still requires any group (YEC), to provide a list of any activities they will be participating in that include water craft. For those activities managed by third parties, the group leader will be required to solicit Certificates of Insurance from the company as well as proof of “Protection and Indemnity”. Liability Limits should not be less than 2,000,000 ($5,000,000 or more if possible), and “Protection and Indemnity” should not be less than $350,000 per person.